Troy Mire
California Real Estate Broker and Private Capital Specialist
20+ years of experience. $250M+ in transaction volume. Licensed across real estate brokerage and mortgage lending. Serving Los Angeles, Orange, Riverside, San Bernardino, and Ventura counties.
Troy Mire
California Real Estate Broker & Mortgage Loan Originator
- DRE License
- 01199870
- NMLS ID
- 1795353
- Company
- C2 Financial Corp
NMLS 135622 - Service Area
- Los Angeles County
Orange County
Riverside County
San Bernardino County
Ventura County - Phone
- 562-244-7963
- [email protected]
Biography
20 Years Structuring Deals Across Southern California
Troy Mire is a California real estate broker and licensed mortgage loan originator with over 20 years of experience and more than $250 million in combined transaction volume across real estate brokerage, conventional mortgage lending, and private capital financing.
Troy's private capital work is concentrated on the deals that conventional lenders have already evaluated and declined — properties in non-lendable condition, investors with complex income structures, borrowers who need to close in days rather than weeks, and situations where the equity is strong but the conventional path is unavailable.
This specialization has produced a direct approach: evaluate the asset, identify the equity, determine the exit, and structure the loan around the deal rather than around a standard product. Most situations can be evaluated in a single conversation.
Troy Mire operates across Los Angeles, Orange, Riverside, San Bernardino, and Ventura counties under C2 Financial Corp (NMLS 135622), one of California's largest independent mortgage brokerages, providing access to a wide range of private capital sources and investor financing options.
Beyond transaction volume, the work that matters most is the deals that did not have an obvious path forward — the property nobody else would finance, the investor whose bank said no, the timeline that conventional lending could not meet. Those are the deals that private capital is designed for.
Core Philosophy
How Troy Mire Evaluates Every Deal
Timing matters.
The right deal at the wrong time is still a failed deal. Private capital moves on investor timelines, not bank timelines. A 7-day close and a 45-day close are not the same opportunity.
Structure matters.
The right loan at the wrong structure creates problems at maturity. Every deal is structured with the exit in mind from the first conversation — not after the loan closes.
Equity matters.
Equity is the primary protection for both the lender and the borrower. Conservative loan-to-value ratios are not a limitation — they are the mechanism that keeps deals viable when circumstances change.
Deals fail from poor structure more than bad assets.
Most private capital deal failures trace back to a mismatch between the loan term and the exit timeline, or a loan amount that left no room for unexpected costs.
Service Area
Southern California Private Capital
Troy Mire provides private capital financing across five Southern California counties. If your property is located outside these counties, contact Troy Mire directly to discuss options.
Los Angeles County
Orange County
Riverside County
San Bernardino County
Ventura County
Talk to Troy
Ready to Discuss Your Situation?
Most financing situations can be evaluated in a single conversation. No application required. No commitment.
Troy Mire · DRE 01199870 · NMLS 1795353